Madison Fire Department

MADISON, WI · 2 · Charter #66499 · www.mfdcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.3M
26th percentile
Members
844
31th percentile
Total loans
$3.9M
37th percentile
Total shares
$4.3M
26th percentile

Profitability

Return on assets
1.13%
65th percentile
Net interest margin
3.09%
22th percentile
Efficiency ratio
38.63%
93th percentile
Non-interest income ratio
0.22%
8th percentile

Capital & Risk

Net worth ratio
19.79%
73th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
90.63%
88th percentile

Growth

Member growth YoY
-0.12%
65th percentile
Asset growth YoY
4.01%
68th percentile
Loan growth YoY
-3.08%
49th percentile
Share growth YoY
3.55%
67th percentile

Operations

Members / branch
844
40th percentile
Assets / member
$6,308
25th percentile
Field of membership penetration
70.33%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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