Concho Valley

San Angelo, TX · 2 · Charter #67473 · www.conchovalleycu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.0M
70th percentile
Members
1,414
50th percentile
Total loans
$12.3M
72th percentile
Total shares
$22.0M
72th percentile

Profitability

Return on assets
0.92%
55th percentile
Net interest margin
3.31%
27th percentile
Efficiency ratio
59.08%
67th percentile
Non-interest income ratio
12.27%
60th percentile

Capital & Risk

Net worth ratio
11.33%
25th percentile
Delinquency rate
0.10%
77th percentile
Net charge-off rate
0.00%
74th percentile
Loan-to-share
55.60%
43th percentile

Growth

Member growth YoY
0.28%
71th percentile
Asset growth YoY
7.74%
87th percentile
Loan growth YoY
9.69%
89th percentile
Share growth YoY
7.41%
85th percentile

Operations

Members / branch
1,414
62th percentile
Assets / member
$17,716
93th percentile
Field of membership penetration
23.57%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Concho Valley?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo