Infirst

Alexandria, VA · 1 · Charter #233 · www.infirstfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$190.3M
87th percentile
Members
14,715
89th percentile
Total loans
$145.0M
94th percentile
Total shares
$151.6M
82th percentile

Profitability

Return on assets
0.57%
20th percentile
Net interest margin
3.24%
28th percentile
Efficiency ratio
73.25%
17th percentile
Non-interest income ratio
25.76%
85th percentile

Capital & Risk

Net worth ratio
10.41%
28th percentile
Delinquency rate
0.95%
36th percentile
Net charge-off rate
0.30%
53th percentile
Loan-to-share
95.60%
93th percentile

Growth

Member growth YoY
0.26%
62th percentile
Asset growth YoY
-2.90%
8th percentile
Loan growth YoY
-4.03%
21th percentile
Share growth YoY
-3.67%
7th percentile

Operations

Members / branch
2,102
24th percentile
Assets / member
$12,933
37th percentile
Field of membership penetration
1.47%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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