Rome Kraft Employees

Coosa, GA · 2 · Charter #60707 · www.romekraftcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.6M
66th percentile
Members
1,744
59th percentile
Total loans
$16.6M
82th percentile
Total shares
$17.2M
63th percentile

Profitability

Return on assets
1.54%
80th percentile
Net interest margin
3.54%
34th percentile
Efficiency ratio
40.35%
92th percentile
Non-interest income ratio
7.57%
44th percentile

Capital & Risk

Net worth ratio
24.12%
84th percentile
Delinquency rate
0.19%
72th percentile
Net charge-off rate
0.24%
48th percentile
Loan-to-share
96.58%
92th percentile

Growth

Member growth YoY
3.20%
90th percentile
Asset growth YoY
5.99%
80th percentile
Loan growth YoY
5.06%
79th percentile
Share growth YoY
14.44%
96th percentile

Operations

Members / branch
1,744
72th percentile
Assets / member
$12,976
76th percentile
Field of membership penetration
31.71%
45th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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