Cit-Co

Sheridan, WY · 1 · Charter #9644 · www.citcofcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.0M
76th percentile
Members
2,232
72th percentile
Total loans
$20.5M
89th percentile
Total shares
$24.8M
77th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
3.20%
24th percentile
Efficiency ratio
49.96%
83th percentile
Non-interest income ratio
10.36%
54th percentile

Capital & Risk

Net worth ratio
9.25%
11th percentile
Delinquency rate
0.59%
54th percentile
Net charge-off rate
-0.07%
95th percentile
Loan-to-share
82.42%
80th percentile

Growth

Member growth YoY
10.99%
97th percentile
Asset growth YoY
9.41%
91th percentile
Loan growth YoY
10.35%
89th percentile
Share growth YoY
9.58%
90th percentile

Operations

Members / branch
2,232
82th percentile
Assets / member
$13,011
77th percentile
Field of membership penetration
4.46%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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