Lakes

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$25.9M

71^th percentile

Members

3,020

85^th percentile

Total loans

$15.8M

80^th percentile

Total shares

$21.8M

71^th percentile

Profitability

Return on assets

2.13%

92^th percentile

Net interest margin

4.50%

69^th percentile

Efficiency ratio

54.40%

76^th percentile

Non-interest income ratio

15.82%

72^th percentile

Capital & Risk

Net worth ratio

15.45%

53^th percentile

Delinquency rate

0.09%

78^th percentile

Net charge-off rate

0.13%

58^th percentile

Loan-to-share

72.16%

66^th percentile

Growth

Member growth YoY

4.93%

93^th percentile

Asset growth YoY

0.06%

42^th percentile

Loan growth YoY

5.35%

80^th percentile

Share growth YoY

-2.14%

34^th percentile

Operations

Members / branch

3,020

92^th percentile

Assets / member

$8,571

44^th percentile

Field of membership penetration

25.17%

38^th percentile

Want the full picture for Lakes?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo