Kansas City

KANSAS CITY, MO · 2 · Charter #63388 · www.kccu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.6M
97th percentile
Members
5,086
98th percentile
Total loans
$33.3M
99th percentile
Total shares
$41.6M
99th percentile

Profitability

Return on assets
2.05%
91th percentile
Net interest margin
4.23%
60th percentile
Efficiency ratio
68.01%
47th percentile
Non-interest income ratio
43.02%
97th percentile

Capital & Risk

Net worth ratio
8.34%
7th percentile
Delinquency rate
3.37%
13th percentile
Net charge-off rate
1.60%
9th percentile
Loan-to-share
80.05%
76th percentile

Growth

Member growth YoY
-3.97%
24th percentile
Asset growth YoY
1.67%
54th percentile
Loan growth YoY
-13.93%
14th percentile
Share growth YoY
0.85%
52th percentile

Operations

Members / branch
1,695
70th percentile
Assets / member
$9,159
49th percentile
Field of membership penetration
0.46%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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