Mahoning Valley

Youngstown, OH · 1 · Charter #14469 · www.mahoningvalleyfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$389.5K
3th percentile
Members
246
8th percentile
Total loans
$145.9K
4th percentile
Total shares
$336.5K
4th percentile

Profitability

Return on assets
-7.88%
1th percentile
Net interest margin
5.87%
94th percentile
Efficiency ratio
178.51%
1th percentile
Non-interest income ratio
10.65%
55th percentile

Capital & Risk

Net worth ratio
13.12%
38th percentile
Delinquency rate
1.39%
33th percentile
Net charge-off rate
5.29%
1th percentile
Loan-to-share
43.35%
26th percentile

Growth

Member growth YoY
9.82%
97th percentile
Asset growth YoY
-28.10%
0th percentile
Loan growth YoY
-23.52%
4th percentile
Share growth YoY
-26.43%
1th percentile

Operations

Members / branch
246
10th percentile
Assets / member
$1,583
3th percentile
Field of membership penetration
82.00%
92th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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