Day Air

Kettering, OH · 2 · Charter #66835 · www.dayair.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$890.6M
93th percentile
Members
53,885
90th percentile
Total loans
$716.2M
97th percentile
Total shares
$666.3M
86th percentile

Profitability

Return on assets
1.95%
95th percentile
Net interest margin
3.44%
48th percentile
Efficiency ratio
39.09%
96th percentile
Non-interest income ratio
19.24%
52th percentile

Capital & Risk

Net worth ratio
13.98%
84th percentile
Delinquency rate
0.99%
29th percentile
Net charge-off rate
0.51%
38th percentile
Loan-to-share
107.49%
96th percentile

Growth

Member growth YoY
2.32%
71th percentile
Asset growth YoY
8.71%
79th percentile
Loan growth YoY
6.54%
63th percentile
Share growth YoY
5.37%
57th percentile

Operations

Members / branch
10,777
95th percentile
Assets / member
$16,528
54th percentile
Field of membership penetration
53.89%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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