Peake

Towson, MD · 1 · Charter #15394 · www.peakefederal.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$523.1M
61th percentile
Members
28,570
51th percentile
Total loans
$332.0M
57th percentile
Total shares
$482.4M
64th percentile

Profitability

Return on assets
0.56%
23th percentile
Net interest margin
2.55%
8th percentile
Efficiency ratio
60.83%
42th percentile
Non-interest income ratio
14.93%
26th percentile

Capital & Risk

Net worth ratio
8.50%
10th percentile
Delinquency rate
0.26%
90th percentile
Net charge-off rate
0.19%
78th percentile
Loan-to-share
68.82%
25th percentile

Growth

Member growth YoY
-1.27%
30th percentile
Asset growth YoY
3.82%
40th percentile
Loan growth YoY
1.11%
34th percentile
Share growth YoY
2.63%
33th percentile

Operations

Members / branch
9,523
92th percentile
Assets / member
$18,310
66th percentile
Field of membership penetration
32.49%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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