N Y Team

Ronkonkoma, NY · 1 · Charter #19216 · www.nyteamfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.6M
94th percentile
Members
5,173
98th percentile
Total loans
$28.5M
97th percentile
Total shares
$40.7M
98th percentile

Profitability

Return on assets
0.95%
57th percentile
Net interest margin
5.01%
83th percentile
Efficiency ratio
77.73%
28th percentile
Non-interest income ratio
15.22%
70th percentile

Capital & Risk

Net worth ratio
6.75%
2th percentile
Delinquency rate
0.47%
59th percentile
Net charge-off rate
0.53%
30th percentile
Loan-to-share
70.06%
64th percentile

Growth

Member growth YoY
-0.14%
65th percentile
Asset growth YoY
5.37%
76th percentile
Loan growth YoY
20.49%
96th percentile
Share growth YoY
5.13%
76th percentile

Operations

Members / branch
1,293
58th percentile
Assets / member
$8,422
43th percentile
Field of membership penetration
51.73%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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