Erie City Employees

Erie, PA · 1 · Charter #8913 · www.wixsite.com/eriecityemp
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.8M
35th percentile
Members
815
30th percentile
Total loans
$5.9M
49th percentile
Total shares
$6.1M
35th percentile

Profitability

Return on assets
1.79%
87th percentile
Net interest margin
4.14%
56th percentile
Efficiency ratio
39.49%
92th percentile
Non-interest income ratio
0.42%
9th percentile

Capital & Risk

Net worth ratio
22.07%
80th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
0.38%
39th percentile
Loan-to-share
96.81%
92th percentile

Growth

Member growth YoY
-1.93%
44th percentile
Asset growth YoY
5.80%
78th percentile
Loan growth YoY
12.78%
92th percentile
Share growth YoY
5.03%
76th percentile

Operations

Members / branch
408
19th percentile
Assets / member
$9,589
53th percentile
Field of membership penetration
96.45%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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