Greater Niagara

NIAGARA FALLS, NY · 1 · Charter #9537 · www.greaterniagarafcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$69.3M
20th percentile
Members
7,865
53th percentile
Total loans
$27.4M
11th percentile
Total shares
$60.0M
22th percentile

Profitability

Return on assets
1.05%
50th percentile
Net interest margin
4.02%
70th percentile
Efficiency ratio
76.45%
12th percentile
Non-interest income ratio
17.81%
53th percentile

Capital & Risk

Net worth ratio
12.99%
60th percentile
Delinquency rate
1.38%
20th percentile
Net charge-off rate
0.25%
59th percentile
Loan-to-share
45.73%
15th percentile

Growth

Member growth YoY
-1.69%
37th percentile
Asset growth YoY
-2.46%
9th percentile
Loan growth YoY
-2.72%
28th percentile
Share growth YoY
-5.05%
4th percentile

Operations

Members / branch
3,933
68th percentile
Assets / member
$8,807
7th percentile
Field of membership penetration
0.68%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Greater Niagara?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo