Coastal1

Pawtucket, RI · 2 · Charter #67278 · www.coastal1.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.4B
72th percentile
Members
145,616
61th percentile
Total loans
$2.9B
75th percentile
Total shares
$2.6B
70th percentile

Profitability

Return on assets
0.08%
6th percentile
Net interest margin
1.87%
2th percentile
Efficiency ratio
34.80%
94th percentile
Non-interest income ratio
8.50%
5th percentile

Capital & Risk

Net worth ratio
10.48%
44th percentile
Delinquency rate
0.35%
84th percentile
Net charge-off rate
0.13%
92th percentile
Loan-to-share
109.92%
94th percentile

Growth

Member growth YoY
2.86%
56th percentile
Asset growth YoY
2.30%
23th percentile
Loan growth YoY
0.19%
19th percentile
Share growth YoY
4.25%
36th percentile

Operations

Members / branch
7,664
50th percentile
Assets / member
$23,493
84th percentile
Field of membership penetration
29.12%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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