Loudoun Credit Union

Leesburg, VA · 2 · Charter #66954 · www.loudouncu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$58.2M
10th percentile
Members
5,357
28th percentile
Total loans
$19.5M
3th percentile
Total shares
$50.4M
11th percentile

Profitability

Return on assets
0.64%
25th percentile
Net interest margin
3.78%
57th percentile
Efficiency ratio
69.13%
29th percentile
Non-interest income ratio
12.03%
25th percentile

Capital & Risk

Net worth ratio
8.32%
5th percentile
Delinquency rate
0.47%
68th percentile
Net charge-off rate
0.53%
30th percentile
Loan-to-share
38.61%
7th percentile

Growth

Member growth YoY
0.17%
60th percentile
Asset growth YoY
2.72%
40th percentile
Loan growth YoY
-9.03%
7th percentile
Share growth YoY
1.15%
31th percentile

Operations

Members / branch
5,357
85th percentile
Assets / member
$10,873
19th percentile
Field of membership penetration
1.23%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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