St. Helena Parish

Chicago, IL · 2 · Charter #66296 · www.sthelenacreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$301.7K
2th percentile
Members
154
4th percentile
Total loans
$147.1K
5th percentile
Total shares
$260.2K
3th percentile

Profitability

Return on assets
-0.00%
15th percentile
Net interest margin
5.80%
94th percentile
Efficiency ratio
93.09%
10th percentile
Non-interest income ratio
51.63%
98th percentile

Capital & Risk

Net worth ratio
10.68%
20th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
2.04%
6th percentile
Loan-to-share
56.53%
44th percentile

Growth

Member growth YoY
10.00%
97th percentile
Asset growth YoY
12.03%
94th percentile
Loan growth YoY
-0.46%
61th percentile
Share growth YoY
9.64%
90th percentile

Operations

Members / branch
154
5th percentile
Assets / member
$1,959
4th percentile
Field of membership penetration
77.00%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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