Mead Coated Board

Eufaula, AL · 1 · Charter #18192
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$40.6M
91th percentile
Members
1,568
54th percentile
Total loans
$10.4M
67th percentile
Total shares
$31.5M
87th percentile

Profitability

Return on assets
0.09%
20th percentile
Net interest margin
1.16%
1th percentile
Efficiency ratio
36.65%
94th percentile
Non-interest income ratio
3.07%
24th percentile

Capital & Risk

Net worth ratio
22.61%
81th percentile
Delinquency rate
7.90%
3th percentile
Net charge-off rate
0.47%
34th percentile
Loan-to-share
33.13%
14th percentile

Growth

Member growth YoY
4.46%
93th percentile
Asset growth YoY
-6.41%
12th percentile
Loan growth YoY
-1.14%
58th percentile
Share growth YoY
-5.69%
18th percentile

Operations

Members / branch
784
37th percentile
Assets / member
$25,887
99th percentile
Field of membership penetration
87.11%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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