Cherokee Strip

Ponca City, OK · 2 · Charter #64281 · www.cherokeestrip.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$98.2M
45th percentile
Members
8,786
60th percentile
Total loans
$75.9M
62th percentile
Total shares
$86.7M
47th percentile

Profitability

Return on assets
1.02%
49th percentile
Net interest margin
5.54%
99th percentile
Efficiency ratio
72.67%
19th percentile
Non-interest income ratio
14.35%
36th percentile

Capital & Risk

Net worth ratio
10.72%
32th percentile
Delinquency rate
0.21%
86th percentile
Net charge-off rate
0.93%
13th percentile
Loan-to-share
87.58%
83th percentile

Growth

Member growth YoY
-2.62%
28th percentile
Asset growth YoY
-3.52%
6th percentile
Loan growth YoY
1.30%
50th percentile
Share growth YoY
-3.89%
6th percentile

Operations

Members / branch
2,929
46th percentile
Assets / member
$11,178
21th percentile
Field of membership penetration
0.21%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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