B&v

OVERLAND PARK, KS · 2 · Charter #63598 · www.bvcreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.9M
92th percentile
Members
4,464
96th percentile
Total loans
$14.5M
77th percentile
Total shares
$33.9M
90th percentile

Profitability

Return on assets
0.28%
26th percentile
Net interest margin
2.01%
4th percentile
Efficiency ratio
56.39%
73th percentile
Non-interest income ratio
4.63%
32th percentile

Capital & Risk

Net worth ratio
18.58%
68th percentile
Delinquency rate
0.93%
44th percentile
Net charge-off rate
-0.64%
99th percentile
Loan-to-share
42.78%
25th percentile

Growth

Member growth YoY
-5.44%
15th percentile
Asset growth YoY
-10.22%
5th percentile
Loan growth YoY
-17.07%
9th percentile
Share growth YoY
-12.95%
5th percentile

Operations

Members / branch
2,232
82th percentile
Assets / member
$9,386
52th percentile
Field of membership penetration
44.64%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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