Fo Me Bo Co

Wabash, IN · 1 · Charter #19432
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.9M
20th percentile
Members
686
25th percentile
Total loans
$2.6M
27th percentile
Total shares
$3.3M
22th percentile

Profitability

Return on assets
2.18%
93th percentile
Net interest margin
4.79%
78th percentile
Efficiency ratio
48.68%
85th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
15.76%
55th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
77.07%
72th percentile

Growth

Member growth YoY
0.59%
74th percentile
Asset growth YoY
-10.04%
5th percentile
Loan growth YoY
4.01%
76th percentile
Share growth YoY
-13.66%
4th percentile

Operations

Members / branch
686
32th percentile
Assets / member
$5,736
21th percentile
Field of membership penetration
34.30%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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