Co - Lib

Saint Louis, MO · 2 · Charter #64723
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.3M
9th percentile
Members
234
7th percentile
Total loans
$870.0K
13th percentile
Total shares
$1.1M
10th percentile

Profitability

Return on assets
0.91%
55th percentile
Net interest margin
2.24%
6th percentile
Efficiency ratio
44.09%
89th percentile
Non-interest income ratio
0.17%
7th percentile

Capital & Risk

Net worth ratio
14.57%
48th percentile
Delinquency rate
0.84%
46th percentile
Net charge-off rate
-0.19%
97th percentile
Loan-to-share
80.94%
77th percentile

Growth

Member growth YoY
5.41%
94th percentile
Asset growth YoY
3.27%
64th percentile
Loan growth YoY
19.99%
96th percentile
Share growth YoY
2.79%
63th percentile

Operations

Members / branch
234
9th percentile
Assets / member
$5,398
19th percentile
Field of membership penetration
23.40%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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