Champions First

Tallahassee, FL · 2 · Charter #67874 · www.championsfirst.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$519.4M
60th percentile
Members
32,740
60th percentile
Total loans
$410.9M
69th percentile
Total shares
$432.1M
59th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
3.29%
39th percentile
Efficiency ratio
52.97%
73th percentile
Non-interest income ratio
20.42%
58th percentile

Capital & Risk

Net worth ratio
10.65%
47th percentile
Delinquency rate
0.79%
42th percentile
Net charge-off rate
0.47%
43th percentile
Loan-to-share
95.11%
85th percentile

Growth

Member growth YoY
0.79%
53th percentile
Asset growth YoY
4.53%
44th percentile
Loan growth YoY
8.72%
75th percentile
Share growth YoY
0.03%
13th percentile

Operations

Members / branch
3,274
22th percentile
Assets / member
$15,864
48th percentile
Field of membership penetration
1.26%
19th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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