Allcom

Worcester, MA · 2 · Charter #67599 · www.allcomcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$83.3M
33th percentile
Members
3,838
12th percentile
Total loans
$45.6M
35th percentile
Total shares
$69.8M
33th percentile

Profitability

Return on assets
0.63%
24th percentile
Net interest margin
3.11%
21th percentile
Efficiency ratio
65.01%
42th percentile
Non-interest income ratio
11.87%
24th percentile

Capital & Risk

Net worth ratio
16.13%
82th percentile
Delinquency rate
0.03%
97th percentile
Net charge-off rate
0.06%
89th percentile
Loan-to-share
65.31%
45th percentile

Growth

Member growth YoY
-2.04%
33th percentile
Asset growth YoY
5.41%
63th percentile
Loan growth YoY
1.54%
52th percentile
Share growth YoY
5.08%
64th percentile

Operations

Members / branch
1,919
19th percentile
Assets / member
$21,691
89th percentile
Field of membership penetration
0.44%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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