Rio Grande

Grand Junction, CO · 1 · Charter #3963 · www.riograndefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$80.3M
31th percentile
Members
5,064
26th percentile
Total loans
$28.6M
13th percentile
Total shares
$62.9M
26th percentile

Profitability

Return on assets
1.81%
88th percentile
Net interest margin
3.32%
32th percentile
Efficiency ratio
44.10%
91th percentile
Non-interest income ratio
11.68%
23th percentile

Capital & Risk

Net worth ratio
21.27%
95th percentile
Delinquency rate
0.08%
95th percentile
Net charge-off rate
0.11%
82th percentile
Loan-to-share
45.53%
14th percentile

Growth

Member growth YoY
1.97%
79th percentile
Asset growth YoY
4.31%
54th percentile
Loan growth YoY
-8.24%
9th percentile
Share growth YoY
2.95%
46th percentile

Operations

Members / branch
2,532
36th percentile
Assets / member
$15,853
61th percentile
Field of membership penetration
3.13%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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