Montana

Great Falls, MT · 1 · Charter #4164 · www.montanacu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$351.8M
29th percentile
Members
26,100
45th percentile
Total loans
$246.9M
36th percentile
Total shares
$307.7M
32th percentile

Profitability

Return on assets
1.38%
77th percentile
Net interest margin
3.94%
79th percentile
Efficiency ratio
65.34%
24th percentile
Non-interest income ratio
20.58%
59th percentile

Capital & Risk

Net worth ratio
12.36%
71th percentile
Delinquency rate
0.52%
68th percentile
Net charge-off rate
0.20%
76th percentile
Loan-to-share
80.23%
49th percentile

Growth

Member growth YoY
4.08%
84th percentile
Asset growth YoY
3.42%
37th percentile
Loan growth YoY
9.15%
77th percentile
Share growth YoY
1.55%
23th percentile

Operations

Members / branch
6,525
78th percentile
Assets / member
$13,481
25th percentile
Field of membership penetration
2.61%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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