Goetz

ST JOSEPH, MO · 2 · Charter #63606 · www.goetzcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$88.1M
37th percentile
Members
13,372
85th percentile
Total loans
$54.3M
45th percentile
Total shares
$74.4M
36th percentile

Profitability

Return on assets
1.49%
77th percentile
Net interest margin
4.26%
82th percentile
Efficiency ratio
66.96%
36th percentile
Non-interest income ratio
28.71%
91th percentile

Capital & Risk

Net worth ratio
15.50%
79th percentile
Delinquency rate
0.35%
76th percentile
Net charge-off rate
0.59%
26th percentile
Loan-to-share
73.01%
60th percentile

Growth

Member growth YoY
1.13%
71th percentile
Asset growth YoY
5.23%
62th percentile
Loan growth YoY
2.07%
54th percentile
Share growth YoY
4.41%
59th percentile

Operations

Members / branch
13,372
99th percentile
Assets / member
$6,587
1th percentile
Field of membership penetration
6.35%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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