Painesville Credit Union

Painesville, OH · 2 · Charter #63679 · www.painesvillecu.org/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$45.8M
96th percentile
Members
6,251
99th percentile
Total loans
$26.6M
96th percentile
Total shares
$38.1M
96th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
4.10%
55th percentile
Efficiency ratio
72.94%
37th percentile
Non-interest income ratio
28.01%
93th percentile

Capital & Risk

Net worth ratio
16.20%
57th percentile
Delinquency rate
0.24%
69th percentile
Net charge-off rate
0.04%
69th percentile
Loan-to-share
69.80%
63th percentile

Growth

Member growth YoY
7.31%
96th percentile
Asset growth YoY
1.29%
51th percentile
Loan growth YoY
2.29%
71th percentile
Share growth YoY
1.10%
54th percentile

Operations

Members / branch
6,251
100th percentile
Assets / member
$7,319
33th percentile
Field of membership penetration
2.69%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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