Western Cooperative

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$501.1M

58^th percentile

Members

18,169

18^th percentile

Total loans

$233.4M

32^th percentile

Total shares

$432.9M

60^th percentile

Profitability

Return on assets

1.44%

79^th percentile

Net interest margin

3.61%

62^th percentile

Efficiency ratio

57.73%

57^th percentile

Non-interest income ratio

14.71%

25^th percentile

Capital & Risk

Net worth ratio

14.14%

85^th percentile

Delinquency rate

2.28%

3^th percentile

Net charge-off rate

0.09%

91^th percentile

Loan-to-share

53.93%

7^th percentile

Growth

Member growth YoY

-0.09%

43^th percentile

Asset growth YoY

4.17%

42^th percentile

Loan growth YoY

-2.31%

17^th percentile

Share growth YoY

1.01%

17^th percentile

Operations

Members / branch

2,271

6^th percentile

Assets / member

$27,582

94^th percentile

Field of membership penetration

10.47%

74^th percentile

Want the full picture for Western Cooperative?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo