Burlington Northtown Community

North Kansas Ci, MO · 2 · Charter #62895 · www.bnccu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.4M
54th percentile
Members
1,238
44th percentile
Total loans
$8.3M
59th percentile
Total shares
$12.0M
52th percentile

Profitability

Return on assets
1.09%
63th percentile
Net interest margin
4.31%
63th percentile
Efficiency ratio
70.17%
42th percentile
Non-interest income ratio
10.03%
53th percentile

Capital & Risk

Net worth ratio
20.69%
76th percentile
Delinquency rate
0.93%
44th percentile
Net charge-off rate
0.00%
74th percentile
Loan-to-share
68.81%
61th percentile

Growth

Member growth YoY
-4.03%
24th percentile
Asset growth YoY
0.96%
49th percentile
Loan growth YoY
0.11%
63th percentile
Share growth YoY
0.02%
47th percentile

Operations

Members / branch
1,238
56th percentile
Assets / member
$12,450
74th percentile
Field of membership penetration
12.38%
26th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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