Grand Prairie

GRAND PRAIRIE, TX · 2 · Charter #60307 · WWW.GPCREDITUNION.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$24.0M
68th percentile
Members
1,682
57th percentile
Total loans
$8.6M
60th percentile
Total shares
$21.1M
70th percentile

Profitability

Return on assets
1.30%
72th percentile
Net interest margin
3.66%
38th percentile
Efficiency ratio
62.43%
59th percentile
Non-interest income ratio
12.09%
60th percentile

Capital & Risk

Net worth ratio
11.72%
28th percentile
Delinquency rate
0.17%
73th percentile
Net charge-off rate
0.99%
17th percentile
Loan-to-share
40.68%
22th percentile

Growth

Member growth YoY
-2.72%
36th percentile
Asset growth YoY
4.77%
72th percentile
Loan growth YoY
-4.46%
44th percentile
Share growth YoY
4.29%
71th percentile

Operations

Members / branch
1,682
70th percentile
Assets / member
$14,249
82th percentile
Field of membership penetration
67.28%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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