Lan-Fair

LANCASTER, OH · 1 · Charter #17327 · WWW.LANFAIRFCU.COM
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$72.5M
23th percentile
Members
3,974
14th percentile
Total loans
$17.2M
2th percentile
Total shares
$65.2M
28th percentile

Profitability

Return on assets
0.08%
5th percentile
Net interest margin
1.60%
1th percentile
Efficiency ratio
56.63%
68th percentile
Non-interest income ratio
10.47%
17th percentile

Capital & Risk

Net worth ratio
9.86%
22th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.02%
96th percentile
Loan-to-share
26.46%
2th percentile

Growth

Member growth YoY
-2.79%
26th percentile
Asset growth YoY
4.99%
60th percentile
Loan growth YoY
0.08%
43th percentile
Share growth YoY
5.37%
67th percentile

Operations

Members / branch
1,987
21th percentile
Assets / member
$18,239
77th percentile
Field of membership penetration
33.12%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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