Vanderbilt

Nashville, TN · 2 · Charter #68119 · www.vanderbiltcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$52.4M
3th percentile
Members
6,859
44th percentile
Total loans
$32.4M
17th percentile
Total shares
$47.1M
7th percentile

Profitability

Return on assets
0.74%
31th percentile
Net interest margin
3.95%
66th percentile
Efficiency ratio
69.67%
27th percentile
Non-interest income ratio
17.36%
51th percentile

Capital & Risk

Net worth ratio
9.83%
21th percentile
Delinquency rate
2.75%
4th percentile
Net charge-off rate
0.17%
71th percentile
Loan-to-share
68.75%
51th percentile

Growth

Member growth YoY
22.05%
98th percentile
Asset growth YoY
11.44%
92th percentile
Loan growth YoY
-4.30%
20th percentile
Share growth YoY
7.77%
81th percentile

Operations

Members / branch
3,430
57th percentile
Assets / member
$7,645
4th percentile
Field of membership penetration
15.59%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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