Israel Memorial a M E

Newark, NJ · 1 · Charter #10803
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$406.4K
3th percentile
Members
186
5th percentile
Total loans
$128.9K
4th percentile
Total shares
$240.8K
3th percentile

Profitability

Return on assets
4.11%
99th percentile
Net interest margin
4.90%
80th percentile
Efficiency ratio
20.47%
99th percentile
Non-interest income ratio
8.61%
48th percentile

Capital & Risk

Net worth ratio
40.74%
97th percentile
Delinquency rate
12.04%
2th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
53.54%
40th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
7.25%
85th percentile
Loan growth YoY
-14.19%
13th percentile
Share growth YoY
5.51%
78th percentile

Operations

Members / branch
186
7th percentile
Assets / member
$2,185
4th percentile
Field of membership penetration
93.00%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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