Credit Union 1

Lombard, IL · 2 · Charter #68727 · www.creditunion1.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.3B
55th percentile
Members
150,837
63th percentile
Total loans
$1.7B
57th percentile
Total shares
$1.9B
54th percentile

Profitability

Return on assets
-0.11%
4th percentile
Net interest margin
3.18%
47th percentile
Efficiency ratio
65.76%
5th percentile
Non-interest income ratio
22.01%
75th percentile

Capital & Risk

Net worth ratio
9.68%
24th percentile
Delinquency rate
1.29%
15th percentile
Net charge-off rate
0.42%
60th percentile
Loan-to-share
89.47%
50th percentile

Growth

Member growth YoY
23.97%
98th percentile
Asset growth YoY
24.64%
97th percentile
Loan growth YoY
28.93%
98th percentile
Share growth YoY
27.33%
98th percentile

Operations

Members / branch
4,310
9th percentile
Assets / member
$15,481
25th percentile
Field of membership penetration
3.02%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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