Tri-Cities

Grand Haven, MI · 2 · Charter #62508 · www.tricu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$50.6M
1th percentile
Members
3,580
10th percentile
Total loans
$30.2M
15th percentile
Total shares
$43.3M
2th percentile

Profitability

Return on assets
1.19%
61th percentile
Net interest margin
3.46%
39th percentile
Efficiency ratio
60.75%
56th percentile
Non-interest income ratio
18.14%
55th percentile

Capital & Risk

Net worth ratio
13.62%
66th percentile
Delinquency rate
0.21%
87th percentile
Net charge-off rate
0.20%
67th percentile
Loan-to-share
69.80%
53th percentile

Growth

Member growth YoY
-2.66%
27th percentile
Asset growth YoY
-0.17%
19th percentile
Loan growth YoY
-2.88%
27th percentile
Share growth YoY
-1.64%
14th percentile

Operations

Members / branch
1,193
4th percentile
Assets / member
$14,135
47th percentile
Field of membership penetration
1.18%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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