Tendto

Erie, PA · 1 · Charter #24965 · www.tendtocu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$140.2M
68th percentile
Members
11,698
78th percentile
Total loans
$69.0M
58th percentile
Total shares
$128.2M
72th percentile

Profitability

Return on assets
0.48%
16th percentile
Net interest margin
3.19%
26th percentile
Efficiency ratio
71.88%
21th percentile
Non-interest income ratio
20.16%
65th percentile

Capital & Risk

Net worth ratio
8.29%
5th percentile
Delinquency rate
0.82%
44th percentile
Net charge-off rate
0.54%
30th percentile
Loan-to-share
53.77%
25th percentile

Growth

Member growth YoY
-1.81%
36th percentile
Asset growth YoY
3.55%
47th percentile
Loan growth YoY
1.46%
51th percentile
Share growth YoY
5.09%
64th percentile

Operations

Members / branch
2,925
45th percentile
Assets / member
$11,988
28th percentile
Field of membership penetration
4.37%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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