Fivepoint

Nederland, TX · 2 · Charter #68643 · www.5pointcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1B
8th percentile
Members
57,542
8th percentile
Total loans
$862.8M
15th percentile
Total shares
$886.5M
5th percentile

Profitability

Return on assets
1.39%
78th percentile
Net interest margin
3.51%
70th percentile
Efficiency ratio
55.46%
32th percentile
Non-interest income ratio
26.78%
91th percentile

Capital & Risk

Net worth ratio
8.99%
13th percentile
Delinquency rate
0.76%
48th percentile
Net charge-off rate
0.65%
31th percentile
Loan-to-share
97.34%
73th percentile

Growth

Member growth YoY
3.66%
64th percentile
Asset growth YoY
12.55%
89th percentile
Loan growth YoY
11.44%
84th percentile
Share growth YoY
14.34%
91th percentile

Operations

Members / branch
7,193
45th percentile
Assets / member
$19,308
61th percentile
Field of membership penetration
0.82%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Fivepoint?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo