Nym

Brooklyn, NY · 1 · Charter #18238 · www.nymfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.4M
61th percentile
Members
2,134
69th percentile
Total loans
$3.7M
36th percentile
Total shares
$16.3M
61th percentile

Profitability

Return on assets
0.56%
38th percentile
Net interest margin
4.42%
66th percentile
Efficiency ratio
82.24%
20th percentile
Non-interest income ratio
8.93%
49th percentile

Capital & Risk

Net worth ratio
16.02%
56th percentile
Delinquency rate
0.84%
46th percentile
Net charge-off rate
0.93%
18th percentile
Loan-to-share
22.70%
7th percentile

Growth

Member growth YoY
-4.86%
18th percentile
Asset growth YoY
-0.39%
39th percentile
Loan growth YoY
-8.75%
28th percentile
Share growth YoY
-0.38%
44th percentile

Operations

Members / branch
2,134
80th percentile
Assets / member
$9,109
48th percentile
Field of membership penetration
53.35%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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