Metrex

Kenilworth, NJ · 1 · Charter #14172
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.6M
19th percentile
Members
405
14th percentile
Total loans
$2.9M
30th percentile
Total shares
$2.3M
16th percentile

Profitability

Return on assets
1.16%
66th percentile
Net interest margin
5.07%
84th percentile
Efficiency ratio
75.13%
33th percentile
Non-interest income ratio
2.04%
19th percentile

Capital & Risk

Net worth ratio
36.57%
96th percentile
Delinquency rate
0.56%
55th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
126.84%
99th percentile

Growth

Member growth YoY
-2.64%
37th percentile
Asset growth YoY
-3.35%
23th percentile
Loan growth YoY
5.99%
82th percentile
Share growth YoY
-6.90%
14th percentile

Operations

Members / branch
405
19th percentile
Assets / member
$8,797
46th percentile
Field of membership penetration
4.05%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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