Skyone

Hawthorne, CA · 1 · Charter #6248 · www.skyone.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$881.9M
92th percentile
Members
51,902
89th percentile
Total loans
$610.3M
90th percentile
Total shares
$620.1M
81th percentile

Profitability

Return on assets
0.10%
7th percentile
Net interest margin
2.82%
16th percentile
Efficiency ratio
43.39%
93th percentile
Non-interest income ratio
14.19%
22th percentile

Capital & Risk

Net worth ratio
7.40%
1th percentile
Delinquency rate
1.35%
16th percentile
Net charge-off rate
1.49%
5th percentile
Loan-to-share
98.43%
90th percentile

Growth

Member growth YoY
-22.05%
0th percentile
Asset growth YoY
-12.21%
0th percentile
Loan growth YoY
-8.98%
3th percentile
Share growth YoY
-13.87%
0th percentile

Operations

Members / branch
17,301
98th percentile
Assets / member
$16,992
57th percentile
Field of membership penetration
3.08%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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