Riverview

SOUTH SAINT PAU, MN · 2 · Charter #65448 · www.myrcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.8M
35th percentile
Members
441
16th percentile
Total loans
$6.6M
52th percentile
Total shares
$6.5M
36th percentile

Profitability

Return on assets
0.26%
26th percentile
Net interest margin
4.19%
59th percentile
Efficiency ratio
79.16%
25th percentile
Non-interest income ratio
6.12%
37th percentile

Capital & Risk

Net worth ratio
16.45%
59th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
101.73%
94th percentile

Growth

Member growth YoY
-4.96%
18th percentile
Asset growth YoY
3.17%
64th percentile
Loan growth YoY
1.82%
70th percentile
Share growth YoY
3.42%
66th percentile

Operations

Members / branch
441
20th percentile
Assets / member
$17,615
93th percentile
Field of membership penetration
44.10%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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