Scranton Downtown

Scranton, PA · 1 · Charter #15591 · www.scrantondtfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.1M
52th percentile
Members
1,453
51th percentile
Total loans
$5.0M
44th percentile
Total shares
$12.6M
54th percentile

Profitability

Return on assets
0.75%
47th percentile
Net interest margin
4.55%
71th percentile
Efficiency ratio
83.43%
19th percentile
Non-interest income ratio
4.59%
32th percentile

Capital & Risk

Net worth ratio
10.73%
20th percentile
Delinquency rate
1.36%
34th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
39.43%
21th percentile

Growth

Member growth YoY
-3.26%
30th percentile
Asset growth YoY
3.87%
67th percentile
Loan growth YoY
-18.64%
7th percentile
Share growth YoY
3.64%
68th percentile

Operations

Members / branch
1,453
63th percentile
Assets / member
$9,738
54th percentile
Field of membership penetration
58.12%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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