Toledo Metro

TOLEDO, OH · 1 · Charter #9189 · www.toledometro.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$59.9M
11th percentile
Members
4,876
23th percentile
Total loans
$29.4M
14th percentile
Total shares
$54.0M
15th percentile

Profitability

Return on assets
0.50%
17th percentile
Net interest margin
3.37%
34th percentile
Efficiency ratio
73.20%
18th percentile
Non-interest income ratio
20.03%
64th percentile

Capital & Risk

Net worth ratio
9.21%
14th percentile
Delinquency rate
0.61%
56th percentile
Net charge-off rate
0.05%
92th percentile
Loan-to-share
54.49%
26th percentile

Growth

Member growth YoY
-3.06%
24th percentile
Asset growth YoY
6.02%
68th percentile
Loan growth YoY
4.38%
67th percentile
Share growth YoY
5.78%
70th percentile

Operations

Members / branch
2,438
34th percentile
Assets / member
$12,287
31th percentile
Field of membership penetration
1.14%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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