Gallup

OMAHA, NE · 1 · Charter #23292 · www.gallupfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$15.2M
53th percentile
Members
1,472
52th percentile
Total loans
$11.7M
70th percentile
Total shares
$12.2M
53th percentile

Profitability

Return on assets
0.83%
51th percentile
Net interest margin
4.62%
73th percentile
Efficiency ratio
75.33%
32th percentile
Non-interest income ratio
29.61%
94th percentile

Capital & Risk

Net worth ratio
18.97%
70th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.23%
49th percentile
Loan-to-share
95.89%
91th percentile

Growth

Member growth YoY
-22.32%
1th percentile
Asset growth YoY
-17.03%
1th percentile
Loan growth YoY
-14.50%
13th percentile
Share growth YoY
-21.43%
1th percentile

Operations

Members / branch
736
35th percentile
Assets / member
$10,343
59th percentile
Field of membership penetration
98.13%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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