Fort Roots

NORTH LITTLE RO, AR · 1 · Charter #24430 · WWW.FORTROOTSFCU.COM
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.5M
31th percentile
Members
885
33th percentile
Total loans
$2.6M
28th percentile
Total shares
$5.6M
33th percentile

Profitability

Return on assets
1.18%
67th percentile
Net interest margin
4.67%
75th percentile
Efficiency ratio
79.18%
25th percentile
Non-interest income ratio
16.86%
75th percentile

Capital & Risk

Net worth ratio
13.77%
42th percentile
Delinquency rate
0.67%
52th percentile
Net charge-off rate
0.14%
57th percentile
Loan-to-share
47.26%
31th percentile

Growth

Member growth YoY
-2.96%
34th percentile
Asset growth YoY
12.36%
95th percentile
Loan growth YoY
-9.53%
26th percentile
Share growth YoY
12.94%
94th percentile

Operations

Members / branch
885
42th percentile
Assets / member
$7,367
34th percentile
Field of membership penetration
25.29%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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