Dakota Plains

Edgeley, ND · 2 · Charter #63613 · www.dakotaplainscreditunion.
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$97.9M
45th percentile
Members
4,241
16th percentile
Total loans
$80.8M
66th percentile
Total shares
$80.1M
42th percentile

Profitability

Return on assets
0.40%
13th percentile
Net interest margin
4.49%
88th percentile
Efficiency ratio
73.72%
17th percentile
Non-interest income ratio
11.75%
23th percentile

Capital & Risk

Net worth ratio
11.32%
39th percentile
Delinquency rate
1.36%
21th percentile
Net charge-off rate
0.15%
76th percentile
Loan-to-share
100.93%
96th percentile

Growth

Member growth YoY
-0.09%
57th percentile
Asset growth YoY
4.82%
59th percentile
Loan growth YoY
4.87%
71th percentile
Share growth YoY
2.80%
44th percentile

Operations

Members / branch
1,414
7th percentile
Assets / member
$23,090
91th percentile
Field of membership penetration
97.70%
100th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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