Advantageplus of Indiana

Terre Haute, IN · 1 · Charter #8925 · www.apifcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$42.1M
92th percentile
Members
7,834
100th percentile
Total loans
$24.9M
94th percentile
Total shares
$33.3M
89th percentile

Profitability

Return on assets
2.98%
98th percentile
Net interest margin
4.54%
70th percentile
Efficiency ratio
47.36%
86th percentile
Non-interest income ratio
27.01%
92th percentile

Capital & Risk

Net worth ratio
21.05%
77th percentile
Delinquency rate
1.92%
25th percentile
Net charge-off rate
1.24%
13th percentile
Loan-to-share
74.66%
69th percentile

Growth

Member growth YoY
2.42%
87th percentile
Asset growth YoY
7.67%
86th percentile
Loan growth YoY
0.65%
65th percentile
Share growth YoY
6.65%
83th percentile

Operations

Members / branch
7,834
100th percentile
Assets / member
$5,368
18th percentile
Field of membership penetration
7.83%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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