Morning Star

TULSA, OK · 1 · Charter #14610
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.0M
7th percentile
Members
387
13th percentile
Total loans
$442.1K
9th percentile
Total shares
$958.9K
9th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
2.49%
8th percentile
Efficiency ratio
48.14%
85th percentile
Non-interest income ratio
1.41%
16th percentile

Capital & Risk

Net worth ratio
6.55%
1th percentile
Delinquency rate
7.36%
3th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
46.11%
29th percentile

Growth

Member growth YoY
-5.61%
15th percentile
Asset growth YoY
4.33%
70th percentile
Loan growth YoY
-2.49%
52th percentile
Share growth YoY
4.63%
73th percentile

Operations

Members / branch
129
4th percentile
Assets / member
$2,651
6th percentile
Field of membership penetration
97.48%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Morning Star?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo