Aspire Community

MINOT, ND · 1 · Charter #1888 · www.aspire.creditunion
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$179.7M
83th percentile
Members
6,329
38th percentile
Total loans
$149.2M
95th percentile
Total shares
$154.2M
83th percentile

Profitability

Return on assets
1.19%
61th percentile
Net interest margin
2.65%
8th percentile
Efficiency ratio
45.08%
90th percentile
Non-interest income ratio
14.39%
36th percentile

Capital & Risk

Net worth ratio
14.96%
76th percentile
Delinquency rate
0.30%
80th percentile
Net charge-off rate
0.09%
85th percentile
Loan-to-share
96.79%
93th percentile

Growth

Member growth YoY
-0.28%
54th percentile
Asset growth YoY
4.10%
51th percentile
Loan growth YoY
2.69%
58th percentile
Share growth YoY
3.94%
55th percentile

Operations

Members / branch
6,329
91th percentile
Assets / member
$28,390
96th percentile
Field of membership penetration
6.25%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Aspire Community?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo