Dakota West

WATFORD CITY, ND · 2 · Charter #62380 · www.dakotawestcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$336.1M
25th percentile
Members
7,199
0th percentile
Total loans
$166.7M
10th percentile
Total shares
$292.3M
27th percentile

Profitability

Return on assets
0.71%
34th percentile
Net interest margin
3.36%
42th percentile
Efficiency ratio
63.16%
32th percentile
Non-interest income ratio
8.42%
5th percentile

Capital & Risk

Net worth ratio
13.24%
79th percentile
Delinquency rate
2.77%
1th percentile
Net charge-off rate
0.12%
86th percentile
Loan-to-share
57.04%
10th percentile

Growth

Member growth YoY
2.80%
75th percentile
Asset growth YoY
3.08%
34th percentile
Loan growth YoY
0.08%
27th percentile
Share growth YoY
1.28%
20th percentile

Operations

Members / branch
900
0th percentile
Assets / member
$46,686
99th percentile
Field of membership penetration
2.05%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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